The Record
Who We Serve
The M.I.N.D. methodology addresses financial decision-making under cognitive load across eight nationally documented population domains. Combined, these populations represent more than 35 million Americans experiencing documented barriers to economic stability.
Track 1
Opioid & SUD Recovery
- 22 millionAmericans in recovery from substance use disorder (SAMHSA)
Gap: No published decision-architecture framework addresses the cognitive load mechanism of financial re-entry in this population.
Read Track 1 →Track 2
Physicians
- 1.1 millionlicensed physicians experiencing burnout and cognitive load (AAMC/AMA)
Gap: Existing wellness frameworks address resilience and mindfulness — not cognitive load architecture.
Read Track 2 →Track 3
Nursing
- 3.1 millionregistered nurses facing financial instability and attrition (BLS)
Gap: No published framework addresses financial decision-making under nursing's specific cognitive load profile.
Read Track 3 →Track 4
Graduate & Professional Students
- 3.1 milliongraduate and professional students under peak debt and academic load (U.S. DOE)
Gap: Standard financial wellness programs assume cognitive availability the graduate environment systematically consumes.
Read Track 4 →Track 5
Justice-Involved & Reentry
- 5 millionjustice-involved individuals in reentry or community supervision (BJS)
Gap: No unified cognitive load model integrates housing, financial, and employment stability for reentry populations.
Read Track 5 →Track 6
Workforce Transition
- 1.7 million+individuals in annual workforce transition (BLS/DOL)
Gap: Workforce programs address skills while environmental cognitive load drives discontinuity.
Read Track 6 →Track 7
Veterans
- 18.5 millionliving veterans — 200,000 transitioning annually (VA)
Gap: Military-to-civilian transition has not been addressed as a cognitive load problem with sequencing implications.
Read Track 7 →Track 8
Foster Care & Aging-Out Youth
- 400,000youth in foster care — 20,000 aging out annually (HHS/NYTD)
Gap: This is the only population track where instability is the baseline — not the result of disruption. No published framework addresses prevention-mode stability sequencing.
Read Track 8 →